Stages of a loan from application through underwriting to funding.
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A loan origination process diagram outlines how a lender takes a borrower from application to funded loan. It centers on the origination workflow and connects application intake, document collection and verification, credit and KYC checks, underwriting and risk scoring, decisioning and offer, document signing, and disbursement of funds.
Lending product managers, credit-risk teams, and fintech engineers use this diagram when building or auditing a loan origination system (LOS). It clarifies decision gates, compliance touchpoints, and where automation or manual review applies across consumer or business lending.
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“Loan Origination Process Diagram showing Application Intake, Document Verification, Credit & KYC Checks, Underwriting Engine, Decision & Offer and E-Signature”
Try it in the AI flowchart maker, or read Workflow diagram examples, including invoice approval.
Loan origination is the end-to-end process a lender uses to take a borrower from application through verification, underwriting, and decisioning to a funded loan.
The main stages are application intake, document collection and verification, credit and KYC checks, underwriting, decisioning and offer, signing, and fund disbursement.
A loan origination system (LOS) is the software platform that manages and automates each origination stage, coordinating data, credit checks, underwriting rules, and funding.
Automation commonly handles document parsing, credit and KYC lookups, and rules-based underwriting, while complex or borderline cases route to manual review.
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Open the loan origination process diagram (application to funding) in the Infogiph canvas, then edit, animate, and export.
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